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10-YEAR RENEWABLE & CONVERTIBLE TERM
This term policy is approved in all states and provinces and provides flexible, short-term protection with long-term conversion options.
Eligibility
- Issue Ages: 15–60
- Coverage expires at age 65
How It Works
- Level Term: Premiums and death benefit remain the same for the initial 10-year period
- Renewable: Policy can be renewed every 10 years without proof of insurability
Conversion Feature
- Can be converted to a whole life policy without medical underwriting
- Conversion available up to age 63
Additional Details
- Can be sold as a stand-alone policy